Building the AI Financial Agent for Everyday Life
QuidMate's mission is to help people make better everyday money decisions by bringing spending, saving, rewards, investments and lifestyle services into one AI-powered platform.
From Financial Awareness to Practical Action
We are building QuidMate to move beyond simple tracking and budgeting. The goal is to help users understand their financial behaviour, receive personalised AI-powered suggestions and take practical action from one connected app.
- Understand your financial behaviour through Open Banking
- Receive personalised AI-powered suggestions
- Take practical action — not just track what happened
- One connected platform for all everyday money decisions
The Challenge We Are Solving
Millions of people in the UK face financial pressure due to rising living costs, low savings resilience, debt pressure and limited access to practical financial support.
Rising Living Costs
UK households face sustained pressure from rising bills, inflation and the cost of living. Better financial decisions matter more than ever.
Fragmented Money Tools
The average UK adult uses 7+ apps to manage their finances. Fragmentation leads to poor decisions and missed opportunities.
Financial Vulnerability
47% of UK adults are financially vulnerable. 9 million people face serious financial difficulty. Access to practical support is essential.
From Awareness to Action
Most finance apps show users what happened. QuidMate helps users decide what to do next — with AI-powered suggestions and actionable tools.
Founded with Purpose
QuidMate was founded by Vipin Singh, a UK-based founder with an MBA in Finance from Cardiff Business School, Cardiff University. After observing how many people struggled with fragmented financial tools, rising living costs, and limited practical support for everyday money decisions, he recognised the need for a simpler and more connected financial experience. His vision is to build a platform that goes beyond tracking spending. QuidMate is designed to help users better understand their finances, receive AI-powered suggestions, and take meaningful action across spending, saving, bills, cashback, investments, and lifestyle services—all from a single platform. With a strong finance background and hands-on experience building QuidMate from concept to MVP, Vipin is focused on creating a UK-first AI financial lifestyle platform that supports better financial wellbeing. The goal is to provide users with clearer, simpler, and more practical tools to help them make informed everyday money decisions.
- MBA in Finance — Cardiff Business School, Cardiff University
- UK-based founder focused on financial wellbeing
- Building for users, partners and communities
- Long-term vision: AI Money Agent for everyday financial life
An AI Financial Lifestyle Platform
QuidMate combines multiple financial tools into one connected, AI-powered platform.
Open Banking Insights
Securely connect accounts to understand spending behaviour and financial patterns.
AI Money Suggestions
Personalised AI-powered suggestions to help users make better everyday money decisions.
Cashback & Rewards
Earn cashback through our growing partner network on everyday purchases.
Bill Optimisation
Identify potential savings on bills, subscriptions and utility plans.
Investment Education
Access investment insights and education through regulated partner integrations.
Lifestyle Services
Travel, utilities, mobile plans and lifestyle services embedded directly into the platform.
Our Vision
Our long-term vision is to build an AI Money Agent for everyday financial life — accessible to every person in the UK.
Be Among the First to Experience QuidMate
Join our early access list and be among the first to experience QuidMate.
Early access planned for late 2026