Spend

Understand Your Spending. Optimise Every Pound.

Connect your accounts through Open Banking and QuidMate gives you a clear, categorised view of your spending — with AI-powered suggestions to help you optimise it.

Open Banking

A Clear Picture of Where Your Money Goes

QuidMate connects securely to your bank accounts through Open Banking — giving you a real-time, categorised breakdown of your spending behaviour across all your accounts in one place.

  • Secure Open Banking connection — read-only access
  • Automatic spending categorisation across all accounts
  • Real-time spending behaviour analysis
  • Monthly and weekly trend views
  • Identify irregular or unexpected transactions instantly
Spending Insights
Spending Features

Spending Insights That Drive Action

Not just data — actionable insights that help you make better decisions.

Category Breakdown

See exactly where your money goes — groceries, dining, transport, bills, entertainment and more.

Spending Anomalies

Get alerted when spending in a category spikes unexpectedly or a transaction looks unusual.

AI Optimisation Suggestions

Receive personalised AI-powered suggestions on where you could reduce spending without affecting your lifestyle.

Multi-Account View

Connect multiple bank accounts and see a unified picture of your total financial behaviour.

Privacy-First

Read-only Open Banking access. Your data is never sold or shared. You stay in control at all times.

Progress Tracking

Track spending improvements month-on-month and see the impact of your decisions over time.

Start Understanding Your Spending

Join our early access list and be among the first to get AI-powered spending insights.

Early access planned for late 2026

Spending Insights – QuidMate | QuidMate